What are my chances of getting approved for a mortgage scores 695,699,650 salary 40k, looking at homes 125k-130k. I have no car payments, I have credit card minimum payments of $350 and a 401k loan of $110. I live in Houston Texas. I can probable place down 3%-5% down. I do have a 90 [...]
Articles tagged with: credit cards
Written By: texas on February 18, 2010
10 Comments
Written By: texas on February 17, 2010
5 Comments
Ok… I am 24 years ancient, in the military, and at 18 made some mistakes with credit cards. I have never paid the debt I owe, and I know that in Texas the Statute of Limitations for this debt is 4 years. I am no longer legally obligated to pay. I also believe its right [...]
Written By: texas on February 9, 2010
5 Comments
$12,000 in credit cards. We have about $28,000 in savings at the moment and are trying to go to San Antonio, Texas. We can pay off the credit cards and rent for a year which would have done but we are having non money related renting complications (really different issue- no comments on it please!!) [...]
Written By: texas on January 23, 2010
4 Comments
I am currently 15 months off my Chapter 7 bankruptcy being discharged and I now have 3 credit cards with zero balance and a Car loan which has been paid on time every month.
I make 55k a year and am wanting to buy a home and stop renting. Do you believe I will be able [...]
Written By: texas on January 22, 2010
7 Comments
I am currently 15 months off my Chapter 7 bankruptcy being discharged and I now have 3 credit cards with zero balance and a Car loan which has been paid on time every month.
I make 55k a year and am wanting to buy a home and stop renting. Do you believe I will be able [...]
Written By: texas on January 21, 2010
7 Comments
First, about me.
I’m 32.
I own my home outright. 100% deed in hand
I pay cash for cars.
Next is Texas Law:
No wage garnishments for consumer debt
No liens can be placed on your homestead or its equity
I don’t care about my credit score. I’ve never taken out an auto loan in my life. I will [...]
Written By: texas on January 14, 2010
4 Comments
Is it even possible? Want to do remodeling, pay off son’s car etc. Will also pay off house so I won’t have two “mortgage” payments. From what I’ve heard a HELOC is simpler/quicker to get. What I want to do is take out the complete amount and lock in the rates of the amount I [...]
Written By: texas on December 28, 2009
6 Comments
I live in Texas.I need to do home improvements.
its not a trailer.I dont have any credit cards either.
I don’t owe it
I believe that s how much its worth because thats what my tax statement says.Is this the value?
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