Where can I get my share of the mortgage bailout funds? My home was overvalued by bank of america and I am going to be foreclosed on, not to mention, I am in texas and there is a law that you can not have a (home equity) loan higher than 80% of the value.
Bigtodda–YUP. I [...]

recently out of bankruptcy,over a yr,trying to improve my credit,been with chase,when they bought out first city,well tx commerce,bought first city .had bank account with bank one and chase bought them i thought cool,but loyalty means nothing in banking anymore.need to find bank i can work with.chase wont even open me a savings,etc for a [...]

Recently my family has come into some unexpected finacial obligations. We own our home free and clear and its on the tax apprasil role for 120k(dont laugh texas real estate is really cheap) My question is what is the most efficient and most expediant way for pulling equity out of our home. Is it a [...]

signed over there share of the property to him ( my mother in law expressed that the house should go to him- he had been helping pay off the mortgage) The rest of his siblings want to be paid for their share of the property. Can we get a loan on [...]

I currently have a home equity loan as my primary loan on my house but am looking to pay it off with some help then refinace as a traditional mortgage. (benefits – lower interest rate, and full value of house equity available in TX)

My father-in-law passed away recently and he owed as much or more than the value of the house on a home equity loan. Can we let the loan default and let the house foreclose? Or will the home equity loan automatically transfer to the heirs and affect their credit?
This home is in Texas.

We make over 80,000 a year and we have a terrible credit rating because of a health issue and some not so smart choices. We are trying to get a loan to pay off everything on our credit (less than 7000.00) not counting our car loan (up in FEB 07) and our house (we [...]

Is there a special program for people like me – government or otherwise? My bank will not make me a home equity loan because they say my income-to-debt ratio will be too high. The “energy efficiency” program offered to low income people with older homes has a 5-8 year wait in my part [...]

My parents co-signed for my loan, so they are on the General Warranty deed for our(my wife and I) house. I want to get a home equity loan, and everything came through ok for acception of the loan, except they say that since my parents are on the general warranty deed, that they can’t give [...]

Just wondering if I place a considerable down payment on a home and built more equity over a few years if it would be possible to take a home equity loan out to place a down payment on another home that would be used for investment purposes? A rental property/duple/apartment complex etc….
Of course I realize [...]