I have 9 days from today to appear in court and go. I called the lender straight away they said: because Texas is not a “redemption” state meaning (some states will give you upto one year to buy your home back from the bank). What are my chances of staying in my home? [...]

We live in Texas. They stated that they refused to close because to get the loan the title co needed to have their land paid off. Since they had no money, we were questioned by the bank to pay off their land so they could obtain the mortgage. But, they refused to [...]

This is whats going on. I live in a Home Owner Association House and the bylaws and rules say that you can’t rent your property. I am a single latina who bought this property a few years ago while I was still with my x-boyfriend. He was not on the loan or [...]

My husband and I have been married 2 years, live in Texas. He already had the house when we got married, he had bought it a year prior in his name only. Now we want to refinance our home, our current mortgage company is Chase and we are having so many problems with them, they [...]

We are moving to Las Vegas and want to buy a home when we get there. I dont reckon we would make a whole lot of money (if any) if we sold this home in Texas. I’d like to rent it out. When we were at the property manager’s office someone there said we wouldnt [...]

My parents are wanting to buy a new home. I live in Texas so houses are relatively cheap compared to states such as California. They want to get a mortgage on a 200,000 house. What kind of payments could they expect to pay, I keep hearing things like, 1,000 for every 100,000. But then I [...]

My sister recently became ill and unable to make her mortgage payments. I tried to buy it from her as investment property and all was going well until the underwriter found out that we was relatives, they told me that they couldn’t give me the loan, because in Texas there is a law against [...]

Ok… I am 24 years ancient, in the military, and at 18 made some mistakes with credit cards. I have never paid the debt I owe, and I know that in Texas the Statute of Limitations for this debt is 4 years. I am no longer legally obligated to pay. I also believe its right [...]

what can I say for him to lower my apr for a loan? this is my first time applying for a loan and do not have experience negotiating to lower my APR any advise?
also he told me he can lower my apr by buying points
any help from anyone out there is appreciated.
he told me 6.5 [...]

can anyone help me? I am buying first home and my mortgage broker quoted me a excellent faith estimate and everything is alot higher then he said. Loan is 100% financing no money down, credit score 695. Price $122,500.00. In Texas.I need payment around 780 not much higher but his closing costs are around $6200.00. [...]