So my husband and i have not been together for about 3 years now and he refuses to give me a divorce and now I cant seem to track him down. Anyway, I look at my credit today and it says I have a mortgage! How is this possible? I don’t own a home, I [...]

I am trying to figure out if I would qualify for a $275,000 loan and if not, I want to find a ballpark figure for what I would anticipate being approved for in the state of Texas. I am 30 and married with 2 kids (wife is a homemaker), first time home buyer, have [...]

I bought a home in 2004 and the loan is in my name only. My wife was not a co-applicant on the mortgage nor was her credit score and income used to qualify for the mortgage. To this day the loan does not appear on her credit report. But since Texas is a [...]

Okay, so I have lived in my home here in Arizona for nearly a year now. Fortunately, I will be moving back home to Texas at the end of this month. This weekend, a note was place on my front door. The note is intended for the owner of my home. [...]

Not sure how common this scenario is, but here goes. I bought a home 5yrs ago and it is only in my name. This has been my primary residence, along with my Son and his mother(we’re not married). Long tale small, marriage doesn’t look to be in the future and it is about the time [...]

I am married, but since my husban’d credit is worse than mine, I will probably be on the loan by myself. I make $34000 per year, but together we make over $60,000. We don’t have a downpayment other than $1000. We would like a HUD home or a seller pays closing home, but with [...]

I am ETSing (getting out of the Army) and I have some questions about buying a house. I plot to save about $10,000 by the time I get out of the Army and go back to Texas.
I don’t really have a job line up but I will have a Bachelor’s of Business so I won’t [...]

I am buying first home and I am confused. My broker e-mailed me a 28 page document to sign and the numbers are nothing like what we discussed. The payment is $30.00 more per month then stated. The closing costs are over 2,000.00 more then what I thought and there is a paper for me [...]

I have 9 days from today to appear in court and go. I called the lender straight away they said: because Texas is not a “redemption” state meaning (some states will give you upto one year to buy your home back from the bank). What are my chances of staying in my home? [...]

We live in Texas. They stated that they refused to close because to get the loan the title co needed to have their land paid off. Since they had no money, we were questioned by the bank to pay off their land so they could obtain the mortgage. But, they refused to [...]